*Stop Only using the coupons from the Sunday paper. The best price reductions are online, sign up with social networking sites, like Facebook and Twitter. Search for your favorite stores, then click “Like” to get updates on their sales and promotions. You never know what savings you might come across. For example, Old Navy recently shared a 20 percent discount code and Target offered a coupon code for 15 percent off:both via Facebook.
*Not having a household budget. You and your partner will be more likely to fight about money if you don’t have clearly defined rules for saving and spending. Having a budget in place will help you plan better, Sit down with your partner and come to an agreement about your spending goals, such as buying a home, and saving strategies, like discussing any purchase over $100.